A mortgage is a secured loan which is taken by giving some asset as a security. They can be classified into two different categories.

Financial / 401k advice for a 23-year-old engineer. Considering the state of the economy and the price of oil, what should I do with my stocks. Also, I have the option for a 401k but I have no idea what type of 401k to choose. I have around 30k in McDonalds stock that is up 80% from when it was bought for me when I was a kid. Should I hold onto it and weather the storm? I keep reading rumblings of a recession and stock market crash but is that just a scare tactic? I don't want to get kicked back down to a 30% gain on that stock when it's been doing so well up until right now. It has defintely been a long-haul stock but I'm afraid I'm going to lose all that I've built up over the last 23 years.

Financial / 401k advice for a 23-year-old engineer. Considering the state of the economy and the price of oil, what should I do with my stocks. Also, I have the option for a 401k but I have no idea what type of 401k to choose. I have around 30k in McDonalds stock that is up 80% from when it was bought for me when I was a kid. Should I hold onto it and weather the storm? I keep reading rumblings of a recession and stock market crash but is that just a scare tactic? I don't want to get kicked back down to a 30% gain on that stock when it's been doing so well up until right now. It has defintely been a long-haul stock but I'm afraid I'm going to lose all that I've built up over the last 23 years.

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