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 <title>All about loans - estate</title>
 <link>http://www.loani.org/taxonomy/term/565/0</link>
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 <title>Liquidating an estate in the USA... in today&#039;s economy. Shouldn&#039;t we just wait a while?</title>
 <link>http://www.loani.org/liquidating_an_estate_in_the_usa_in_todays_economy_shouldnt_we_just_wait_a_while</link>
 <description>&lt;p&gt;How should we handle liquidating assets in an estate in the USA right now? Assets consist primarily of a stock portfolio and a house. My father recently passed away, leaving behind an investment portfolio worth about $650,000 and a house valued at $300,000. This will be split 6 ways; four of the inheritors have expressed a preference to liquidate everything straightaway and wash their hands of it.     Aside from the emotional issues the other 2 inheritors have with rushing into this, we are wondering financially what is the best way to handle this given today&#039;s market conditions. My understanding is that housing prices are very low, and we can all see what&#039;s happening with the stock market. My first reaction is that now is an extremely bad time to be liquidating any assets from a strictly economical perspective; this view is what I am asking for your feedback on.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/assets">assets</category>
 <category domain="http://www.loani.org/feed/economy">economy</category>
 <category domain="http://www.loani.org/feed/estate">estate</category>
 <category domain="http://www.loani.org/feed/finance">finance</category>
 <category domain="http://www.loani.org/feed/house">house</category>
 <category domain="http://www.loani.org/feed/housingmarket">housingmarket</category>
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 <pubDate>Sat, 21 Jun 2008 15:33:53 +0000</pubDate>
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<item>
 <title>I just want somewhere to live, honestly.</title>
 <link>http://www.loani.org/i_just_want_somewhere_to_live_honestly</link>
 <description>&lt;p&gt;Am I about to get screwed over in regards to the house I&#039;m buying, that&#039;s currently being renovated? The story:  Moving to a new city (Hobart, Australia) for a job in about 7 weeks.  We went there in January to look at houses, found one that was far superior to others, but that was currently having some minor renovations done; new carpets, some rendering on the external walls.  We made an offer subject to finance being approved.  Applied for a loan through a mortgage broker.  Mortgage broker was incompetent, loan was denied.  Applied for a loan through someone else, loan got conditional approval.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/loans">loans</category>
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 <category domain="http://www.loani.org/feed/property">property</category>
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 <pubDate>Tue, 04 Mar 2008 07:15:52 +0000</pubDate>
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<item>
 <title>I just want somewhere to live, honestly.</title>
 <link>http://www.loani.org/i_just_want_somewhere_to_live_honestly_0</link>
 <description>&lt;p&gt;Am I about to get screwed over in regards to the house I&#039;m buying, that&#039;s currently being renovated? The story:  Moving to a new city (Hobart, Australia) for a job in about 7 weeks.  We went there in January to look at houses, found one that was far superior to others, but that was currently having some minor renovations done; new carpets, some rendering on the external walls.  We made an offer subject to finance being approved.  Applied for a loan through a mortgage broker.  Mortgage broker was incompetent, loan was denied.  Applied for a loan through someone else, loan got conditional approval.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/australia">australia</category>
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 <category domain="http://www.loani.org/feed/home">home</category>
 <category domain="http://www.loani.org/feed/loans">loans</category>
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 <category domain="http://www.loani.org/feed/property">property</category>
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 <pubDate>Tue, 04 Mar 2008 07:15:24 +0000</pubDate>
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