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 <description>&lt;p&gt;&quot;Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.&quot;  British personal finance blogs, forums and other resources? After several post-university years of lurching from one personal finance crisis to another, I&#039;m finally pulling clear of my personal debt.    I&#039;ve had a very decent increase in job income, and I&#039;m also about to receive a legacy which will let me pay off my post-universtity loans, and, for the first time in my adult life, leave me in a position to start saving properly, investing fully in retirement funds and give me a stable enough life to create and follow a budget that isn&#039;t going to get dashed to pieces on my bank&#039;s indifference and yet another overdraft charge.&lt;/p&gt;
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 <pubDate>Fri, 15 Feb 2008 18:01:37 +0000</pubDate>
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