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 <title>All about loans - refi</title>
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 <title>Refinance through the same bank?</title>
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 <description>&lt;p&gt;Is it possible to refinance through the bank that holds your mortgage?  Is it desirable?  Is it easier? I bought a house in August with a Bank of America no fee mortgage at 7%.  I&#039;m wondering if a) it makes sense to refinance now, even just a few months in, and b), whether I should approach the mortgage holder first and see what they can do.  It seems to make sense that they&#039;d want to keep the business rather than letting it go to another company, but I&#039;m wondering if I&#039;m missing something, since the web seems to have little info on doing so.      Other salient facts: 30 year, fixed rate, 10% down.&lt;/p&gt;
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 <pubDate>Thu, 21 Feb 2008 15:05:29 +0000</pubDate>
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