Financial skills building classes or workshops for a low-income person with crappy money management skills? I have demonstrably terrible money management skills - constantly overdrawing my bank account, the beginnings of credit card debt, etc. I'm a single parent and about to become a full-time student, and I'm expecting things to get worse. But I want to head off further problems at the pass. I know that there are non-profits that help low-income people manage money better, and I think I need the help of one of these organizations! I'm willing to take a class on the topic - better yet would be some individualized coaching and support.

how much money can I save by turning off air-conditioning when I drive? I know that turning on air-conditioning increases fuel consumption. How much money can I save per month if I go from using air-conditioning every time to not using it at all? I drive a small 2002 car with 1.5L engine and manual transmission, and fill up my tank with 35L of gasoline twice a month. This costs me about $70 per month right now (Canadian dollars). My driving is approximately 40minutes a day, five days a week in the city. If you could explain, how are the savings calculated, that would be grea