What's the safest possible thing that I can do with my money? Anyone who's seen me around the finance threads knows that I take bearishness to an extreme. Having witnessed the 2000 tech crash, I have no faith in the stock market or the US economy. I keep all of my money (USD) in a savings account. However, with the recent financial turmoil, I have a few questions : 1) Is it conceivable for the FDIC to fail? 2) If so, is there a place where I can put my money that will be safer than a savings account? 3) What's the safest, most risk-free way for me to save money and not get killed by inflation and the tanking US dollar?