What can I do to not freak out about student loan debt? Through a very roundabout way, I found myself in an Master degree program (studying social work). I keep having anxiety attacks about how much money I will owe after graduation (including my undergrad degree, it's approaching 100,000). I am not completely certain that clinical social work is the career for me...however, the profession is so broad that I hope to find a niche. I have considered dropping out of the program, but some people tell me that having a Master's degree will open up doors and that since I'm halfway through I might as well finish. However, if I cut out now I will save a lot of money (although I'll be a "quitter").

What can I do to not freak out about student loan debt? Through a very roundabout way, I found myself in an Master degree program (studying social work). I keep having anxiety attacks about how much money I will owe after graduation (including my undergrad degree, it's approaching 100,000). I am not completely certain that clinical social work is the career for me...however, the profession is so broad that I hope to find a niche. I have considered dropping out of the program, but some people tell me that having a Master's degree will open up doors and that since I'm halfway through I might as well finish. However, if I cut out now I will save a lot of money (although I'll be a "quitter").