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 <title>All about loans - uk</title>
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<item>
 <title>Why the security spending spree?</title>
 <link>http://www.loani.org/why_the_security_spending_spree</link>
 <description>&lt;p&gt;Coming across  this , it looks like the UK has over the past year bought $220bn in US Treasury Securities.  I&#039;m curious. Can anyone explain the reason? (or connect this to a specific political decision made by the UK government) Because I&#039;m struggling...&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/finance">finance</category>
 <category domain="http://www.loani.org/feed/markets">markets</category>
 <category domain="http://www.loani.org/feed/uk">uk</category>
 <pubDate>Wed, 15 Oct 2008 22:00:41 +0000</pubDate>
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<item>
 <title>Overpayment by ex-employer</title>
 <link>http://www.loani.org/overpayment_by_ex_employer</link>
 <description>&lt;p&gt;My ex-employer is claiming I was overpaid, and is asking for the money back - what should I do? For about four years I worked with a local authority in the UK. 10 months ago I was offered a new job with a private company, so I handed in my notice and left.    Yesterday I received a phone call from my bank, saying that I had been overpaid by over £1200, and that they needed to recover that money. I had no idea that this had happened, and as far as I could tell from my remaining paycheques everything was in order. I mean, I didn&#039;t sit down and tot up my hours or anything, but it seemed to roughly add up to how much I&#039;d worked.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/employers">employers</category>
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 <category domain="http://www.loani.org/feed/money">money</category>
 <category domain="http://www.loani.org/feed/overpayment">overpayment</category>
 <category domain="http://www.loani.org/feed/uk">uk</category>
 <pubDate>Tue, 07 Oct 2008 19:15:18 +0000</pubDate>
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<item>
 <title>Credit cards worth it?</title>
 <link>http://www.loani.org/credit_cards_worth_it</link>
 <description>&lt;p&gt;I&#039;m thinking of getting a credit card -is it worth it? I&#039;m 22, in the UK and thinking about getting a credit card -I don&#039;t feel I need one (not a big or enthusiastic spender) apart from establishing a credit rating -is it worth it?    I understand the benefits -insurance, cash-back etc but it seems like a hassle -I&#039;m perfectly happy just spending money that I have using my debit card.    However, as credit scores are partly based on duration of credit history I&#039;m thinking I should get a credit card if only to prove to future mortgage providers (perhaps 3 or so years in the future) that I&#039;m responsible with credit etc.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/banking">banking</category>
 <category domain="http://www.loani.org/feed/card">card</category>
 <category domain="http://www.loani.org/feed/cashback">cashback</category>
 <category domain="http://www.loani.org/feed/credit">credit</category>
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 <category domain="http://www.loani.org/feed/money">money</category>
 <category domain="http://www.loani.org/feed/spending">spending</category>
 <category domain="http://www.loani.org/feed/uk">uk</category>
 <pubDate>Sun, 13 Jul 2008 19:36:09 +0000</pubDate>
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<item>
 <title>Personal Finance with Pounds</title>
 <link>http://www.loani.org/personal_finance_with_pounds</link>
 <description>&lt;p&gt;&quot;Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.&quot;  British personal finance blogs, forums and other resources? After several post-university years of lurching from one personal finance crisis to another, I&#039;m finally pulling clear of my personal debt.    I&#039;ve had a very decent increase in job income, and I&#039;m also about to receive a legacy which will let me pay off my post-universtity loans, and, for the first time in my adult life, leave me in a position to start saving properly, investing fully in retirement funds and give me a stable enough life to create and follow a budget that isn&#039;t going to get dashed to pieces on my bank&#039;s indifference and yet another overdraft charge.&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/blogs">blogs</category>
 <category domain="http://www.loani.org/feed/finance">finance</category>
 <category domain="http://www.loani.org/feed/forums">forums</category>
 <category domain="http://www.loani.org/feed/money">money</category>
 <category domain="http://www.loani.org/feed/personal">personal</category>
 <category domain="http://www.loani.org/feed/pounds">pounds</category>
 <category domain="http://www.loani.org/feed/recommendation">recommendation</category>
 <category domain="http://www.loani.org/feed/uk">uk</category>
 <pubDate>Fri, 15 Feb 2008 18:01:37 +0000</pubDate>
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<item>
 <title>Share your share knowledge, please!</title>
 <link>http://www.loani.org/share_your_share_knowledge_please</link>
 <description>&lt;p&gt;UKSharesFilter: Some of my relatives have had a small selection of the shares in an inherited portfolio disappear over time from their online tracker, so my question is what has happened to the following stocks: CHB.L; GAA.L; MFBUEUGI.L and MFBUTRU.L, and should they have received any notification, documents or even cheques, (and what can be done about finding out more)?  (I should clarify that they still have the certificates and haven&#039;t sold, traded or otherwise physically disposed of them, it&#039;s the listing themselves that now come up as &#039;No Such Symbol&#039; on the internet listing of the portfo&lt;/p&gt;
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 <category domain="http://www.loani.org/feed/shares">shares</category>
 <category domain="http://www.loani.org/feed/trading">trading</category>
 <category domain="http://www.loani.org/feed/uk">uk</category>
 <pubDate>Mon, 07 Aug 2006 08:30:23 +0000</pubDate>
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