How will the current credit crisis and bank failures affect the tech industry and particularly the availability and quality of venture capital? I'm working for a tech startup, and as a geek many of my friends are doing the same. I've been carefully reading the analysis of the failures of Bear Sterns, AIG, Lehman, et al., and trying to work out how they're going to affect us, particular with regards to venture capital investments. Last time we had an economic "incident", it ended with a (temporary) stoppage in venture capital availability, which led directly to many folks like me losing their jobs. This time, the economic instabilities aren't the tech industry's fault, but it seems the general drying up of the credit markets could have the same effect.