Give Me Money For Someone Else's Stuff.

I am my mother's legal guardian. Can I get a loan to pay her bills using her property as collateral? I need to raise almost $3000 within 30 days or bad things will happen. Last year, my Mom had a stroke. She is pwned in the head and I am her guardian. I own nothing except a car; selling it is a last resort. Mom has two houses -- my childhood home and the one she inherited from my grandmother just before her stroke. Because she owns two houses, she is disqualified from receiving any kind of assistance. I am trying, unsuccessfully, to sell the grandmother-house. It is the remainder of the mortgage on the grandmother's house -- $2,673.90 -- that I need to come up with, or they will foreclose. I am extremely broke; I quit my former job to take care of mom and now work odd freelance jobs for not-enough-money. I was counting on the sale of the grandmother house (it's appraised at almost $300k) to get us through, but it's not happening. Could I get a loan with grandma's house as collateral, even though I do not own it? I have mom's power of attorney. If that won't work -- would it be worth it to take one of these credit card offers that arrive in a deluge and pay off the mortgage? I hate the idea of accruing more debt, but things are really damned dire. Any other suggestions for raising that kind of money speedily are welcome. Anyone know a good pimp?