help managing my money

Financial skills building classes or workshops for a low-income person with crappy money management skills? I have demonstrably terrible money management skills - constantly overdrawing my bank account, the beginnings of credit card debt, etc. I'm a single parent and about to become a full-time student, and I'm expecting things to get worse. But I want to head off further problems at the pass. I know that there are non-profits that help low-income people manage money better, and I think I need the help of one of these organizations! I'm willing to take a class on the topic - better yet would be some individualized coaching and support. I'm in Oakland, CA - so something in SF or the East Bay would be ideal. Book recommendations are also OK, but sadly, my limited reading of Your Money or Your Life and related stuff hasn't sunk in so well. I think in-person help might make a bigger difference. Thanks in advance,